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909 Do Digital Payments Really Promote Financial Inclusion? What the Evidence Shows

The Fintech Times
The Fintech Times @ The Fintech Times 1 place Ā· 01/14/2026 14:00 EDT

Do Digital Payments Really Promote Financial Inclusion? What the Evidence Shows

Does digital access guarantee financial inclusion? New evidence says no. A peer-reviewed study urges fintechs to look beyond onboarding, focusing on trust, literacy, and regulation to close the inclusion gap.

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