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The Fintech Times
The Fintech Times @ The Fintech Times · 12/22/2025 08:00 EDT

FCA Launches UK Payments Initiative to Scale ‘Pay by Bank’ Adoption

The FCA has launched the UK Payments Initiative (UKPI) with TrueLayer COO Rob Kerrigan on its board, aiming to scale Variable Recurring Payments as a "Bank on file" alternative to traditional card schemes. Read more ›

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The Fintech Times
Mark Walker @ The Fintech Times · 12/22/2025 05:30 EDT

Banks Ditch ‘Big Bang’ Core Replacement for Phased Ecosystem Upgrade

Finastra's Siobhan Byron joins Barclays' Ryan Hayward, United Fintech's Christian Frahm & David Gyori to drive phased banking AI. Read more ›

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The Fintech Times
Mark Walker @ The Fintech Times · 12/22/2025 05:00 EDT

Banks Ditch ‘Big Bang’ Core Replacement for Phased Ecosystem Upgrade

Finastra's Siobhan Byron joins Barclays' Ryan Hayward, United Fintech's Christian Frahm & David Gyori to drive phased banking AI. Read more ›

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The Fintech Times
Mark Walker @ The Fintech Times · 12/21/2025 22:30 EDT

Gig Workers Rely on Smartphones as Critical Financial Lifeline in Emerging Markets

Millions of workers across emerging markets are increasingly dependent on the gig economy, yet they face a paradox: they are essential to the digital economy but remain excluded from the formal financial systems that support it. A new impact report released by PayJoy, a public benefit corporation focused on ethical... Read more ›

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The Fintech Times
Mark Walker @ The Fintech Times · 12/21/2025 22:00 EDT

Gig Workers Rely on Smartphones as Critical Financial Lifeline in Emerging Markets

Millions of workers across emerging markets are increasingly dependent on the gig economy, yet they face a paradox: they are essential to the digital economy but remain excluded from the formal financial systems that support it. A new impact report released by PayJoy, a public benefit corporation focused on ethical... Read more ›

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The Fintech Times
The Fintech Times @ The Fintech Times 3 place · 12/21/2025 08:30 EDT

DGLD Gold Token Makes Base Debut to Bridge Swiss Heritage with on-Chain Liquidity

Gold Token S.A. has launched DGLD on the Base network via Aerodrome, providing eight million users with institutional-grade access to Swiss-vaulted, physically redeemable gold. Read more ›

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The Fintech Times
The Fintech Times @ The Fintech Times 3 place · 12/21/2025 08:00 EDT

DGLD Gold Token Makes Base Debut to Bridge Swiss Heritage with on-Chain Liquidity

Gold Token S.A. has launched DGLD on the Base network via Aerodrome, providing eight million users with institutional-grade access to Swiss-vaulted, physically redeemable gold. Read more ›

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The Fintech Times
The Fintech Times @ The Fintech Times 3 place · 12/21/2025 00:30 EDT

Central Bank of Liberia Launches Inclusive Instant Payments System Powered by Mojaloop

The Central Bank of Liberia launches IIPS, a real-time payment system powered by Mojaloop v17 to enable instant, interoperable mobile money transfers. Read more ›

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The Fintech Times
The Fintech Times @ The Fintech Times 3 place · 12/21/2025 00:00 EDT

Central Bank of Liberia Launches Inclusive Instant Payments System Powered by Mojaloop

The Central Bank of Liberia launches IIPS, a real-time payment system powered by Mojaloop v17 to enable instant, interoperable mobile money transfers. Read more ›

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The Fintech Times
The Fintech Times @ The Fintech Times 2 place · 12/20/2025 06:30 EDT

Starling Group Revs its Engine with Hiring Spree and New London HQ

Starling Group's SaaS arm, Engine, has opened a new London HQ at 199 Bishopsgate and is hiring 150 staff following a landmark 10-year deal with Canada's Tangerine Bank. Read more ›

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The Fintech Times
The Fintech Times @ The Fintech Times 2 place · 12/20/2025 06:00 EDT

Starling Group Revs its Engine with Hiring Spree and New London HQ

Starling Group's SaaS arm, Engine, has opened a new London HQ at 199 Bishopsgate and is hiring 150 staff following a landmark 10-year deal with Canada's Tangerine Bank. Read more ›

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The Fintech Times
The Fintech Times @ The Fintech Times 3 place · 12/20/2025 04:30 EDT

Luno and AltSchool Africa Launch Africa’s Largest Crypto Education Initiative for 15,000 Nigerians

Luno and AltSchool Africa have launched a landmark initiative to provide fully funded crypto education to 15,000 Nigerians. Starting March 2026, the "Demystifying Crypto for Africans" programme aims to boost financial literacy and safer digital asset participation. Read more ›

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The Fintech Times
The Fintech Times @ The Fintech Times 3 place · 12/20/2025 04:00 EDT

Luno and AltSchool Africa Launch Africa’s Largest Crypto Education Initiative for 15,000 Nigerians

Luno and AltSchool Africa have launched a landmark initiative to provide fully funded crypto education to 15,000 Nigerians. Starting March 2026, the "Demystifying Crypto for Africans" programme aims to boost financial literacy and safer digital asset participation. Read more ›

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The Fintech Times
The Fintech Times @ The Fintech Times 3 place · 12/19/2025 08:30 EDT

UK Retailers Race to Adopt ‘Agentic AI’ for Payments Despite Infrastructure and Liability Gaps

A TLT report reveals 49 per cent of UK retailers are investing in agentic AI and 45 per cent prioritise BNPL, but 70 per cent are uncertain about the regulatory frameworks required for compliance. Read more ›

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The Fintech Times
The Fintech Times @ The Fintech Times 3 place · 12/19/2025 08:00 EDT

UK Retailers Race to Adopt ‘Agentic AI’ for Payments Despite Infrastructure and Liability Gaps

A TLT report reveals 49 per cent of UK retailers are investing in agentic AI and 45 per cent prioritise BNPL, but 70 per cent are uncertain about the regulatory frameworks required for compliance. Read more ›

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The Fintech Times
The Fintech Times @ The Fintech Times 3 place · 12/19/2025 05:30 EDT

Monzo to Acquire Digital Mortgage Broker Habito in Push for ‘Super App’ Status

Monzo is set to acquire digital broker Habito, making it the first UK bank to offer a fully end-to-end mortgage broking experience in-app. The deal follows a record year for Monzo, with 14 million customers and £1.2bn in revenue. Read more ›

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The Fintech Times
The Fintech Times @ The Fintech Times 3 place · 12/19/2025 05:00 EDT

Monzo to Acquire Digital Mortgage Broker Habito in Push for ‘Super App’ Status

Monzo is set to acquire digital broker Habito, making it the first UK bank to offer a fully end-to-end mortgage broking experience in-app. The deal follows a record year for Monzo, with 14 million customers and £1.2bn in revenue. Read more ›

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The Fintech Times
The Fintech Times @ The Fintech Times 3 place · 12/19/2025 04:30 EDT

Careem 2025 Trends Report: How the ‘Everything App’ is Rewiring Consumer Behaviour in the UAE

Careem’s 2025 Trends Report highlights a record year for the "Everything App," featuring 7-second international transfers, 70-second grocery deliveries, and an AED 375 average monthly saving for Careem Plus members. Read more ›

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The Fintech Times
The Fintech Times @ The Fintech Times 3 place · 12/19/2025 04:00 EDT

Careem’s 2025 Trends Report highlights a record year for the "Everything App," featuring 7-second international transfers, 70-second grocery deliveries, and an AED 375 average monthly saving for Careem Plus members. Read more ›

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The Fintech Times
The Fintech Times @ The Fintech Times · 12/19/2025 00:30 EDT

Banking Trends for 2026: Agentic AI, Ecosystems and the Death of Information Asymmetry

Agentic AI & hyper-personalisation are set to redefine banking by 2026. @Finastra’s Siobhan Byron explains why for @thefintechtimes. 🚀 #Fintech #AI Read more ›

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03.02.2026 08:48
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